Welcome to the Law Office of Jeffrey Totten

Bankruptcy News:

You may have heard that the bankruptcy laws changed and that now it is harder to file for
bankruptcy.  This is true.  Most people, however, can still file a Chapter 7 bankruptcy and
get a discharge of most debts.  There are now a couple more hurdles to jump over before
you can receive this discharge and it will be more expensive than it once was...but despite
these changes it may still make sense for you to consider filing bankruptcy to help improve
your financial situation.  

The new hurdles are a Credit Counseling course that must be completed before filing and
a Debtor Education Class that must be completed before you can receive a discharge in
bankruptcy.  For more information on these requirements, click here.

People who make more than the median income in Oregon may (depending on their
expenses and debts) now be prohibited from Chapter 7 bankruptcy filings.  However, even
if you fall into this category, a Chapter 13 (payment plan) bankruptcy filing may help you.

So, DESPITE the changes in the law, it may still be a good idea to consider bankruptcy.  
Contact the Law Office of Jeffrey Totten for a Free initial consultation.  

For more information on Bankruptcy, click here.

For answers to Frequently Asked Questions, click here.

To complete a Free Online Bankruptcy Evaluation, click here.
Disclaimer:
The information provided on this site is for informational purposes only.  This information should not be
construed as formal legal advice or as forming an attorney-client relationship.  "Debt Relief Agency" - The
Law Office of Jeffrey Totten may be considered a "debt relief agency" under the new bankruptcy laws.  The
Law Office of Jeffrey Totten helps people file for bankruptcy relief under the Bankruptcy Code.
All content is Copyright 2009 - Jeffrey Totten, Attorney at law
www.jtottenlaw.com
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The Law Office of Jeffrey Totten
Serving the City of
Portland and beyond

Multnomah County

Portland
Gresham
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Maywood Park
Wood Village

Washington County

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Office Location
Gus Solomon Courthouse
620 SW Main St
Suite 301
Portland, OR 97205

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